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Buyer Information

Buyer Closing Costs

Purchasing a home is one of the most meaningful and costly expenditures you will make in your lifetime. It's important to consider the various items involved from start to finish to ensure everything is accounted for within your purchase budget. Any cost associated with due diligence conducted on a property, such as a home inspection, is the responsibly of the buyer. Your real estate attorney will provide a detailed estimate of closing costs and cash required to bring to the table in order to complete the transaction. Following, please find a summary of estimated costs to consider (note: all for illustrative purposes & to be verified by appropriate professionals):

Inspection Costs

General Building: $850 +/- (pest additional $250+/-)

Radon: $150 +/-Septic: $350 +/-

Well: $350 +/-

Water: $35 +/-

Buyer Costs

Attorney fees: $1500 +/-

HOA fees: Varies depending on community/association

Home Insurance: $1200 – $3600 +/- 1st year's premium due at closing & held in escrow

Lender Fees: Consult with your lender for a detailed breakdown of origination costs, appraisal fees, interest adjustments and other fees

Property Tax Adjustment: Buyer reimburses seller for pro-rated current tax period Recording Fee: $53 for first page, and $5 for each additional page per document to be recorded ($55 for first page of warranty deed)

Title Insurance & Search: Varies depending on purchase price; Search $300 +/-

Utilities: Buyer is responsible for reimbursing seller for remaining fuel (oil and propane)


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